Eleven Money-Saving Auto Insurance Tips for Senior Drivers
Like all drivers, senior citizens (or as I like to call them "seasoned citizens") want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually leading to higher auto insurance rates. Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy. 1. Avoid more Accidents, Pay Close Attention at Intersections.
Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection.
Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic. 2. Follow the flow of traffic, Drive at the at or near the speed limit.
Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers.
You don't have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet. 3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night. 5.
Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark. 6. Make sure you learn how to operate a New Car.
Things like Anti-lock brakes, for example operate differently in slippery situations.
If you have never driven a car with anti-lock brakes, sure to get training on proper use.7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily. 8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection. 10. Consider fit and comfort in your new car.
Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort. 11.
Last but definitely not least, Check to see which companies offer specific ?Senior Discounts'
While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
Reprints of this article are allowed (and encouraged) for your site or newsletter with proper credit to the author and a simple link to http://www.hometownquotes.com..
Matt McWilliams is one of the co-founders of HometownQuotes.Com, an online insurance quotes web site. He is originally from Pinebluff, NC and attended Middle Tennessee State University in 2002. He is considered an expert in the field of online insurance shopping and finding new ways to help consumers save money on their insurance. For more information visit http://www.hometownquotes.com.With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies
Anchorage, Alaska (ContentDesk) January 1, 2006 -- Congress adjourned December 22 without completing work on a budget reconciliation bill (S. 1932), allowing the current moratorium on the Medicare therapy cap to expire December 31, 2005. Therefore, unbeknownst to most of the millions of Medicare recipients, beginning January 1, 2006, the Centers for Medicare and Medicaid Services (CMS) is expected to proceed with implementation of the $1,740 therapy cap, although Congress is likely to agree to modifications to the cap later in January. What these means for Seniors and others who depend upon Medicare for primary health care coverage is that unless and until Congress offers exceptions for those most needy, beginning in January, private out-patient physical therapy coverage will be limited to only $1,740 of coverage for this entire year.Because this is obviously not enough health care coverage to meet the needs of all Medicare recipients, health care providers and patients must turn to...
With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies
Health insurance > With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies
Arizona Group Health Insurance
If you are starting out a business in Arizona and intend to employ people, it makes sense to thoroughly study the laws governing Arizona group insurance. You need to understand state and federal laws as well as individual regulations of health insurance companies in order to provide the best care you can for your employees while also protecting yourself as the employer.
There are some basic elements of Arizona group insurance.
If you have a small business in Arizona (if you employ only two to fifty employees during one calendar year), you are not required to provide group health insurance to your employees. But sometimes you need to do this as an added incentive to your hard workers and potential recruits.
If you decide to offer group insurance, you should keep two considerations in mind: health insurance eligibility requirements and premium payments.
You should understand health insurance eligibility requirements.
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Arizona Group Health Insurance
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Selecting an insurance company
It's the same with all things in life, we don't think about things until we need to and it's the same with health insurance as most people don't give it any serious consideration until they are faced with a urgent health crisis. Is it any surprise than that the majority of us are caught unawares when an emergency occurs and it is only then we realize the insurance we purchased many years ago is now out of date and doesn't provide sufficient cover for our present situation.
There are a bewildering array of options available when deciding on which insurance plan but one basic to remember is that all insurance is only as good as the insurance underwriters and the company behind it. Here are 9 points we should all consider before choosing our next insurance company.
1. Tell the truth
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Health insurance > Selecting an insurance company
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Put it...
Holiday Health: Give Get-Fit Gifts
Health insurance > Holiday Health: Give Get-Fit Gifts
Diabetic Herbal Distributors Partners with an Innovative Technology Business to Help Solve Public Health and Environmental Issues
(ContentDesk) July 24, 2006 -- Third Day Resources at www.thirddayresorces.com
a corporation that distributes the effective diabetic herbal formula Combetic,
announces a partnership with Quest Innovations Research. The new partnership will help incorporate new natural alternative energy and agriculture technologies for providing the answers for
health and environmental crisis issues. Helping to solve the devastating effects of disease,
public health issues and the environment, Third Day Resources will continue to partner with effective developers of new life sustaining technologies in order to help solve the problems of mankind such as disease,
hunger,
poverty,
natural energy,
abundant water and the saving of our planet.According to Robin Roberts, President of Third Day Resources, Offering an alternative supplement for...
Health insurance > Diabetic Herbal Distributors Partners with an Innovative Technology Business to Help Solve Public Health and Environmental Issues
Tips On Caring For Your Valentine's Day Flowers
With Valentine's Day just around the corner, we thought this would be a great time to share a few tips on caring for cut flowers.Imagine it's Valentine's Day and you've just received a glorious bunch of roses. You put them in your best vase and you stand back to admire them. You'd love to make them last as long as you possibly can, but other than keeping them out of direct sunlight, you're not sure what to do.Here are some tips on how to extend the shelf life of your roses:
- Remove the...
Health insurance > Tips On Caring For Your Valentine's Day Flowers
Ch'i Contemporary Fine Art Announces Opening of Around the Figure Exhibition - May 19, 2006
Brooklyn, NY (ContentDesk) May 7, 2006 -- Ch'i Contemporary Fine Art is pleased to announce the opening of their group exhibition,"Around the Figure" on May 19, 2006 with a public reception from 6-9pm at the gallery's Williamsburg, Brooklyn location-293 Grand St. The exhibition featuring paintings, sculpture and photography from 18 artists will run until June 19th during normal gallery hours: Thur-Sun 11:30am-8pm, Mons. 9am-5pm and Tues/ Wed. by app't.Around the Figure"Around the Figure" features...
lake tahoe Health insurance Eleven Money-Saving Auto Insurance Tips for Senior Drivers
Health insurance > Ch'i Contemporary Fine Art Announces Opening of Around the Figure Exhibition - May 19, 2006
Send Gift Flowers
Gifts are an expression of our feelings. They are a token of appreciation and love towards others. And among the multitudes of gifts available, perhaps no gift can ever be as lovely and expressive as flowers. Flowers bring joy to all who behold them and add a splash of vibrancy to any occasion or event. They have and will always remain the most wonderful gifts on this earth.
There are many florist companies that bring fresh flowers straight from the growers, to offer multitudes...
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party Health insurance Eleven Money-Saving Auto Insurance Tips for Senior Drivers AnimalAttraction.com to Host Party Like A Dog Event in Washington DC for Singles Who Love Pets
Health insurance > AnimalAttraction.com to Host Party Like A Dog Event in Washington DC for Singles Who Love Pets