INSURANCE INSIDER RAISES CRUCIAL ISSUE
(ContentDesk) October 12 2003--FOR IMMEDIATE RELEASE:Introduction:Behind the scenes there is a calamity well underway. No, not a fire, earthquake, hurricane or some other catastrophe, but something much less noticeable: insurance policy wording is silently changing, richly favoring insurance companies in the event of such disasters.INSURANCE INSIDER RAISES CRUCIAL ISSUEIf you've always thought you were prepared for disaster because you carried insurance, Tony Braga's internet site may have you thinking again. "Behind the scenes there is a calamity well underway. No, not a fire, earthquake, hurricane or some other catastrophe, but something much less noticeable: insurance policy wording is silently changing, richly favoring insurance companies in the event of such disasters," according to Braga. After adjusting claims for several insurance companies, Braga said he found one common element: a public in the dark.
So he created a Web site: www.DisasterPrepared.net."The other day, while visiting a law library, I was alarmed to find that "Standard Policy" wording has been changed so as to favor the insurance company. The policyholders' technical authority to file a formal claim (demand for payment)--which few policyholders ever exercise--and the Appraisal process for resolving disputes, have all but been eliminated; and many regulations and rules for insurance companies have been changed in the companies' favor. Some of the changes in policy wording are outlined at: http://www.sure-net.com/board/messages/361.html "A Post-mortem."
It's later than you think and it is time we are aware, " said Braga.
Features on Braga's resource-rich site include:Free Claim Advice-- Policyholders can get professional claim advice on property insurance claims, for fire, tornado, hurricane, flood, earthquake, or other disaster: http://www.sure-net.com/board/index.html"Policy Ensurance"--
ISBN 0-939206-02-1: the awareness/preparedness book for property insurance policyholders. Excerpts and ordering details are offered: http://www.sure-net.com/contents.htmlInternet surfers can get their free copy of "How to get What You Deserve," insurance claim rights, by visiting: http://www.sure-net.com/rights.html (sent immediately by autoresponder).Braga addressed the American Council on Consumer Interests at its annual conference in Washington, DC and made a call on consumers to win back their intrinsic rights and authority: http://www.sure-net.com/address.html"If there is one thing I am sure of, it's that most insurance consumers have not had access to fundamental insurance claim rights and information, such as how to figure, file and settle insurance claims (considerably different than merely reporting a loss), not to mention insurance company timely obligations, responsibilities, and rules that tell us what we should expect from them.
And now, recent changes mean we can expect less. More so than ever, the mere assumption that you are in good hands, without knowing what it is you are entitled to, is just leaving too much to chance," Braga said.About the author: Mr. Braga's insurance adjusting experience began in 1960, and he first published as a consumer advocate in 1977. His story can be found at http://www.sure-net.com/assumptions.html-------------------------------------------"It is time that someone publishes a book of this nature. As Regulators, we are aware that most policyholders are not aware.
. .We wish you all the success. . .Your intent and foresight is commended."--State of Hawaii USADepartment of Insurance.
Brownwood Acres Wild Blueberry Juice Concentrate, for Urinary Tract Health, Cancer Prevention, Alzheimer's Parkinson's, Huntington's Disease and Macular Degeneration.
Brownwood Acres Foods, Inc., a 60-year-old family business announces the sale of their Wild Juice Concentrate in Kroger stores throughout the midwest Blueberries are Nature's #1 Antioxidant Fruit. Blueberries emerged as the top antioxidant capacity fruit in a laboratory testing procedure called Oxygen Radical Absorbance Capacity - ORAC - developed by the USDA. ORAC is recognized as the definitive measurement of antioxidant capacity. One-half cup of blueberries delivers as much antioxidant power as five serving of other fruits and vegetables such as peas, carrots, apples, squash and broccoli. High levels of anthocyanin, a natural antioxidant, make
Blueberries powerful allies in the fight against aging, heart disease and cancer.Called "Miracle Berries" by Prevention, "Super Food" by Health, and "Fruit of the Year" by Eating Well, little blueberries are making big news.One tablespoon of Wild Blueberry Concentrate is equal to the juice from over 1 cup of fresh Blueberries..
Brownwood Acres Wild Blueberry Juice Concentrate, for Urinary Tract Health, Cancer Prevention, Alzheimer's Parkinson's, Huntington's Disease and Macular Degeneration. 
Health insurance > Brownwood Acres Wild Blueberry Juice Concentrate, for Urinary Tract Health, Cancer Prevention, Alzheimer's Parkinson's, Huntington's Disease and Macular Degeneration.
Continental Warranty's Consumer-Direct Extended Auto Warranty Service Offers Comprehensive Coverage at Wholesale Prices
(ContentDesk via ContentDesk Direct) July 18, 2006 -- Continental Warranty, one of the nations leading consumer-direct warranty companies, offers comprehensive extended auto warranty coverage for new and used vehicles at wholesale prices. By maintaining a large network of reputable insurance underwriters, Continental Warranty is able to cut out the middleman and sell extended auto warranty policies directly to consumers at tremendous savings over dealerships.For consumers looking to protect the longevity and mechanical soundness of their vehicle, purchasing an extended auto warranty is one of the best investments they can make. Unlike manufacturer warranties, which can only provide coverage for the first few years of the cars life,...
Continental Warranty's Consumer-Direct Extended Auto Warranty Service Offers Comprehensive Coverage at Wholesale Prices
Health insurance > Continental Warranty's Consumer-Direct Extended Auto Warranty Service Offers Comprehensive Coverage at Wholesale Prices
Business Insurance
The success and progress of a business, whether, it is a large scale business or small scale business or home based business is dependent on hard work. It doesn't matter how good you are earning, one disaster like fire or theft can wipe out all your profits. It can even destroy your business. For saving your effort and money, which you have invested in your business, you need to protect it with the appropriate insurance.There are a number of different types of business insurance, which you may or may not need for your company pr business. There can be different policies for different businesses.
Insurance companies have coverage that can meet the needs of any business owner. The most known type of business insurances are business property insurance, covering your company's building, software, supplies, and other property in the event of a disaster. However, there are many other types of insurance including employer's Insurance, public liability Insurance, lorry or van Insurance,...
Business Insurance
Health insurance > Business Insurance
DoctorPricing.com Makes Price Transparency Available to Health Care Consumers
Overland Park, KS (ContentDesk) August 7, 2006 -- As health savings accounts continue to become a preferred option for health care consumers, a great need is being created for transparency in pricing within the health care industry.
With over 4 million health care consumers taking charge of their own health care costs via HSAs, and even more consumers remaining uninsured -- the number of patients who are price sensitive to routine medical procedures is growing exponentially.In an effort to address the needs of those consumers, a team of health care industry, insurance, and technology professionals have created a solution -- DoctorPricing.com (http://www.doctorpricing.com). We know that the greatest drawback to the consumer driven health care movement is that consumers have no way to comparison shop for routine health care procedures, said, William Short, President. DoctorPricing.com is the final piece of the puzzle...
Health insurance > DoctorPricing.com Makes Price Transparency Available to Health Care Consumers
With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies
Anchorage, Alaska (ContentDesk) January 1, 2006 -- Congress adjourned December 22 without completing work on a budget reconciliation bill (S. 1932), allowing the current moratorium on the Medicare therapy cap to expire December 31, 2005. Therefore, unbeknownst to most of the millions of Medicare recipients, beginning January 1, 2006, the Centers for Medicare and Medicaid Services (CMS) is expected to proceed with implementation of the $1,740 therapy cap, although Congress is likely to agree to modifications to the cap later in January. What these means for Seniors and others who depend upon Medicare for primary health care coverage is that unless and until Congress offers exceptions for those most needy, beginning in January, private out-patient physical therapy coverage will be limited to only $1,740 of coverage for this entire year.Because this is obviously not enough health care coverage to meet the needs of all Medicare recipients, health care providers and patients must turn to...
With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies
Health insurance > With Physical Therapy Medicare Reimbursement Capped at $1,740, a Challenge to Physical Therapy to Step Up Health Promotion Strategies